Current Rates as of 07/03/2025


Loan Program Rate APR Points  
TFCU 7/6 ARM 5.999 6.179 0.500 SOFR Index + 2.75 margin Floor = Start Rate Adjusts after 7 years Initial = 5% / 6 month = 1% / Lifetime = 5%
TFCU 10/6 ARM 6.250 6.415 0.500 SOFR Index + 2.75 margin Floor = Start Rate Adjusts after 10 years Initial = 5% / 6 month = 1% / Lifetime = 5%
Elite Conf 30 Yr Fixed 6.375 6.478 0.500
Elite Conf 15 Yr Fixed 5.375 5.534 0.500
Elite High Bal 30 Yr Fixed 6.500 6.593 0.500
Elite High Bal 15 Yr Fixed 5.625 5.769 0.500

Rates and fees are based upon Single Family House, Owner Occupied, Purchase & 30 day rate lock period,

And based upon the following loan amounts, LTV's & credit scores:

TFCU 7/6 & 10/6 ARM: $500,000 / 75% LTV / 700 Credit Score

Elite Conforming: $500,000 / 70%LTV / 760 Credit Score

Elite Conf High-Balance: $806,501 / 70% LTV / 760 Credit Score

Prime Jumbo: $1,210,000 / 70% LTV / 760 Credit Score

The rates displayed are subject to change without notice.